Effective January 1, 2010 our Certificate of deposit penalty will be as follows: 30 days – 179 days: 1 Month Interest 180 days – 11 months: 3 months interest 1 year or Longer: 6 Months interest American State Bank - CDs & IRAs/Interest Rates

Telephone Banking:

(903) 859-EASY (3279)
(866) 582-8440

Our Locations:

  • Main Bank
    102 Front St., Drawer 100
    Arp, Texas 75750
    (903) 859-2211
    (866) 579-7959
  • Tyler Branch
    734 S. Fleishel
    Tyler, Texas 75701
    (903) 593-3100
  • South Tyler Branch
    5825 Old Bullard Road
    Suite 100
    Tyler, Texas 75703
    (903) 266-5500
  • Chapel Hill Branch
    12300 State Hwy. 64E
    Tyler, TX 75707
    (903) 566-0835
  • Texarkana Branch
    4646 Cowhorn Creek Road
    Texarkana, TX 75503
    (903) 255-3100

CDs & IRAs/Interest Rates

Current Interest Rates as of 06/01/10

Certificates of Deposit

Type Terms  Rate  APY 
31 1 MO 0.25 %  0.25 %
25 3 MO 0.60 % 0.60 %
21 6 MO 1.00 % 1.00 %
10 12 MO 1.25 % 1.26 %
22 18 MO 1.35 % 1.36 %
18 24 MO 1.75 % 1.76 %
01 36 MO 2.00 % 2.02 %
01 48 MO 2.25 % 2.28 %
01 60 MO 2.50 % 2.53 %
       
Jumbo CD Rates  
  1 MO 0.25 % 0.25 %
  3 MO   0.60 %  0.60 % 
  6 MO 1.00 %  1.00 % 
  12 MO 1.30 %  1.31 % 

18 Month Variable Rate IRA: Rate: 1.50 %, APY 1.51 %

Checking, Savings, Money Market & IRA

Type Terms  Rate  APY 
Checking  Interest Advantage 0.30 %  0.30 % 
       
Savings  Savings Account 0.30 %  0.30 % 
  Young Savers Account 0.30 %  0.30 % 
       
Money Market  $0 - $999.99 0.00 %  0.00 % 
  $1,000 - $9,999 0.25 %  0.25 % 
  $10,000 and Above 0.40 %  0.40 % 
       
Money Market  American Advantage    
  $10,000 - $99,999 0.60 %  0.60 % 
  $100,000 - $199,999 1.05 %  1.05 % 
  $200,000 - $349,999 1.50 %  1.51 % 
  Special: $350,000 and above 1.70 %  1.71 % 

* Rates are subject to change without prior notice.
** APY = Annual Percentage Yield.

Effective January 1, 2010, our Certificate of Deposit penalty will be as follows:
30 days – 179 days: 1 Month Interest
180 days – 11 months: 3 Months Interest
1 year or longer: 6 Months Interest

Call for rates on Jumbo CD's - $100,000 and up.

Please call the bank for rates on IRAs.

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Texarkana Branch

Current Interest Rates as of 06/02/10

Certificates of Deposit

Type Terms  Rate  APY 
31 1 MO 0.25 %  0.25 %
25 3 MO 0.60 % 0.60 %
21 6 MO 1.15 % 1.16 %
10 12 MO 1.35 % 1.36 %
22 18 MO 1.50 % 1.51 %
18 24 MO 1.85 % 1.86 %
01 36 MO 2.00 % 2.02 %
01 48 MO 2.25 % 2.28 %
01 60 MO 2.50 % 2.53 %
       
Jumbo CD Rates  
  1 MO 0.25 % 0.25 %
  3 MO   0.60 %  0.60 % 
  6 MO 1.15 %  1.16 % 
  12 MO 1.45 %  1.46 % 

18 Month Variable Rate IRA: Rate: 1.65 %, APY 1.66 %

Checking, Savings, Money Market & IRA

Type Terms  Rate  APY 
Checking  Interest Advantage 0.30 %  0.30 % 
       
Savings  Savings Account 0.30 %  0.30 % 
  Young Savers Account 0.30 %  0.30 % 
       
Money Market  $0 - $999.99 0.00 %  0.00 % 
  $1,000 - $9,999 0.25 %  0.25 % 
  $10,000 and Above 0.40 %  0.40 % 
       
Money Market  American Advantage    
  $10,000 - $99,999 0.60 %  0.60 % 
  $100,000 - $199,999 1.05 %  1.05 % 
  $200,000 - $349,999 1.50 %  1.51 % 
  Special: $350,000 and above 1.70 %  1.71 % 

* Rates are subject to change without prior notice.
** APY = Annual Percentage Yield.

Effective January 1, 2010, our Certificate of Deposit penalty will be as follows:
30 days – 179 days: 1 Month Interest
180 days – 11 months: 3 Months Interest
1 year or longer: 6 Months Interest

Call for rates on Jumbo CD's - $100,000 and up.

Please call the bank for rates on IRAs.

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