Effective January 1, 2010 our Certificate of deposit penalty will be as follows: 30 days – 179 days: 1 Month Interest 180 days – 11 months: 3 months interest 1 year or Longer: 6 Months interest American State Bank - CDs & IRAs/Interest Rates

Telephone Banking:

(903) 859-EASY (3279)
(866) 582-8440

Our Locations:

  • Main Bank
    102 Front St., Drawer 100
    Arp, Texas 75750
    (903) 859-2211
    (866) 579-7959
  • Tyler Branch
    734 S. Fleishel
    Tyler, Texas 75701
    (903) 593-3100
  • South Tyler Branch
    5202 Old Jacksonville Hwy
    Tyler, Texas 75703
    (903) 266-5500
  • Chapel Hill Branch
    12300 State Hwy. 64E
    Tyler, TX 75707
    (903) 566-0835
  • Texarkana Branch
    4646 Cowhorn Creek Road
    Texarkana, TX 75503
    (903) 255-3100

CDs & IRAs/Interest Rates

Current Interest Rates as of 12/24/09

Certificates of Deposit

Type Terms  Rate  APY 
31 1 MO 0.50 %  0.50 %
25 3 MO 0.75 % 0.75 %
21 6 MO 1.10 % 1.11 %
10 12 MO 1.30 % 1.31 %
22 18 MO 1.45 % 1.46 %
18 24 MO 1.75 % 1.76 %
01 36 MO 2.00 % 2.02 %
01 48 MO 2.30 % 2.33 %
01 60 MO 2.50 % 2.53 %
       
Jumbo CD Rates  
  1 MO 0.55 % 0.55 %
  3 MO   0.80 %  0.80 % 
  6 MO 1.20 %  1.21 % 
  12 MO 1.40 %  1.41 % 

18 Month Variable Rate IRA: Rate: 1.50 %, APY 1.51 %

Checking, Savings, Money Market & IRA

Type Terms  Rate  APY 
Checking  Interest Advantage 0.30 %  0.30 % 
       
Savings  Savings Account 0.30 %  0.30 % 
  Young Savers Account 0.30 %  0.30 % 
       
Money Market  $0 - $999.99 0.00 %  0.00 % 
  $1,000 - $9,999 0.25 %  0.25 % 
  $10,000 and Above 0.40 %  0.40 % 
       
Money Market  American Advantage    
  $10,000 - $99,999 0.95 %  0.95 % 
  $100,000 - $199,999 1.25 %  1.26 % 
  $200,000 - $349,999 1.75 %  1.77 % 
  Special: $350,000 and above 1.90 %  1.92 % 

* Rates are subject to change without prior notice.
** APY = Annual Percentage Yield.

Effective January 1, 2010, our Certificate of Deposit penalty will be as follows:
30 days – 179 days: 1 Month Interest
180 days – 11 months: 3 Months Interest
1 year or longer: 6 Months Interest

Call for rates on Jumbo CD’s - $100,000 and up.

Please call the bank for rates on IRAs.

Top of Page

Texarkana Branch

Current Interest Rates as of 12/24/09

Certificates of Deposit

Type Terms  Rate  APY 
31 1 MO 0.50 %  0.50 %
25 3 MO 0.75 % 0.75 %
21 6 MO 1.25 % 1.26 %
10 12 MO 1.50 % 1.51 %
22 18 MO 1.65 % 1.66 %
18 24 MO 1.85 % 1.86 %
01 36 MO 2.00 % 2.02 %
01 48 MO 2.30 % 2.33 %
01 60 MO 2.50 % 2.53 %
       
Jumbo CD Rates  
  1 MO 0.55 % 0.55 %
  3 MO   0.80 %  0.80 % 
  6 MO 1.35 %  1.36 % 
  12 MO 1.60 %  1.61 % 

18 Month Variable Rate IRA: Rate: 1.65 %, APY 1.66 %

Checking, Savings, Money Market & IRA

Type Terms  Rate  APY 
Checking  Interest Advantage Account 0.30 %  0.30 % 
       
Savings  Savings Account 0.30 %  0.30 % 
  Young Savers Account 0.30 %  0.30 % 
       
Money Market  $0 - $999.99 0.00 %  0.00 % 
  $1,000 - $9,999 0.25 %  0.25 % 
  $10,000 and Above 0.40 %  0.40 % 
       
Money Market  American Advantage    
  $10,000 - $99,999 0.95 %  0.95 % 
  $100,000 - $199,999 1.25 %  1.26 % 
  $200,000 - $349,999 1.75 %  1.77 % 
  Special: $350,000 and above 1.90 %  1.92 % 

* Rates are subject to change without prior notice.
** APY = Annual Percentage Yield.

Effective January 1, 2010, our Certificate of Deposit penalty will be as follows:
30 days – 179 days: 1 Month Interest
180 days – 11 months: 3 Months Interest
1 year or longer: 6 Months Interest

Call for rates on Jumbo CD’s - $100,000 and up.

Please call the bank for rates on IRAs.

Top of Page