Telephone Banking:

(903) 859-EASY (3279)

Our Locations:

  • Main Bank
    102 Front St., Drawer 100
    Arp, Texas 75750
    (903) 859-2211
  • Tyler Branch
    734 S. Fleishel
    Tyler, Texas 75701
    (903) 593-3100
  • Chapel Hill Branch
    12300 State Hwy. 64E
    Tyler, TX 75707
    (903) 566-0835

Savings & Money Market Accounts

Account Type Opening DepositMinimum Balance *Monthly Service ChargeInterest Bearing
SavingsMore»$100$100$5 (quarterly) if min. balance is not maintainedYes

Savings

  • $100.00 is required to open.
  • A quarterly service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $100.00.
  • A withdrawal fee of $1.50 will be charged for each debit transaction in excess of three during a calendar quarter.
  • Interest begins to accrue on the business day that you deposit cash or non-cash items.
Young SavingsMore»$25$25$5 (quarterly) if min. balance is not maintainedYes

Young Savings

  • 18 years old and under.
  • $25.00 is required to open.
  • A quarterly service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $25.00.
  • A withdrawal fee of $1.50 will be charged for each debit transaction in excess of three during a calendar quarter.
  • Interest begins to accrue on the business day that you deposit cash or non-cash items.
Money MarketMore»$1,000$1,000$10 if min. balance is not maintainedYes

Money Market

  • $1,000.00 is required to open.
  • A monthly service charge of $10.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle.
  • A check fee of $10.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six with a limit of three by check.
  • You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • Interest begins to accrue on the business day that you deposit cash or non-cash items.
Super Money MarketMore»$1,000$1,000$10 if min. balance is not maintainedYes (tiered)

Super Money Market

  • $1,000.00 is required to open.
  • A monthly service charge of $10.00 will be imposed every statement cycle if the balance falls below $1,000.00 any day of the cycle.
  • A check fee of $10.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six with a limit of three by check.
  • If you have a balance of $50,000.00 or more in your account, the rate will be the Super Money Market rate. If your balance falls below $50,000.00 but stays above $1,000.00 the rate will be the Money Market rate.
  • You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
  • Interest begins to accrue on the business day that you deposit cash or non-cash items.

* Minimum balance required to avoid service charge.

Click here to see our current rates.

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