Telephone Banking:

(903) 859-EASY (3279)

Our Locations:

  • Main Bank
    102 Front St., Drawer 100
    Arp, Texas 75750
    (903) 859-2211
  • Tyler Branch
    734 S. Fleishel
    Tyler, Texas 75701
    (903) 593-3100
  • Chapel Hill Branch
    12300 State Hwy. 64E
    Tyler, TX 75707
    (903) 566-0835

Checking Accounts

Account Type Opening DepositMinimum Balance *Monthly Service ChargeCheck Writing OptionsInterest Bearing
Free CheckingMore»$100NoneNoneUnlimitedNo

Free Checking

  • $100.00 is required to open.
  • There is no monthly service charge.
  • Checks must be ordered from Arp State Bank.
  • You will receive a monthly statement, but you will not receive images of the checks. If an image is needed, there will be a $2.50 charge per check.
  • ATM/Debit Cards are available with a monthly fee of $2.00.
Regular CheckingMore»$100$500Tiered rates if min. balance is not maintainedUnlimitedNo

Regular Checking

  • $100.00 is required to open.
  • The monthly service charge is based on the minimum balance during the month.
    $500.00 and over No charge
    $400.00 - $499.99 $5.00
    $300.00 - $399.99 $6.00
    Below $300.00 $7.00
  • Images of checks will be returned in the monthly statement.
  • ATM/Debit Cards are available with a monthly fee of $2.00.
Senior CheckingMore»$100$100$5 if min. balance is not maintainedUnlimitedNo

Senior Checking

  • Ages 55 and over.
  • $100.00 is required to open unless we set up direct deposit for social security check when the account is opened.
  • There is no monthly service charge if the balance stays above $100.00, and a $5.00 monthly service charge if the balance falls below $100.00.
  • First box of checks is free, then one order of checks per year is free.
  • Images of checks will be returned in the monthly statement.
  • ATM/Debit Cards are available with a monthly fee of $2.00.
Student CheckingMore»$100NoneNoneUnlimitedNo

Student Checking

  • Available to high school students or full-time college students.
  • $100.00 is required to open.
  • There is no monthly service charge.
  • First 50 checks are free.
  • Images of checks will be returned in the monthly statement.
  • ATM/Debit Cards are available with a monthly fee of $2.00.
Super NOW AccountMore»$1,000$1,000$7.50 if min. balance is not maintainedYes, if min. balance is maintainedYes

Super NOW Account

  • $1,000.00 is required to open.
  • Corporations are not eligible to have this account.
  • A monthly service charge of $7.50 will be imposed if the balance falls below $1,000.00 any day during the statement cycle.
  • If the balance falls below $1,000.00 any day during the statement cycle there will be a per debit fee of $.25 for each debit in excess of 15 during the statement cycle.
  • Interest begins to accrue on the business day that you deposit cash or non-cash items.
  • Images of checks will be returned in the monthly statement.
  • ATM/Debit Cards are available with a monthly fee of $2.00.
Small Business CheckingMore»$100$750.00Tiered rates if min. balance is not maintainedLimit 50. $.25 charge per item in excessNo

Small Business Checking

  • $100.00 is required to open.
  • The monthly service charge is based on both the balance and amount of activity.
    $750.00 and over No charge
    $500.00 - $749.99 $7.50
    Below $500.00 $10.00
  • Activity is limited to 50 debit items.  If over 50, there will be a $.25 charge per item in excess.
  • Images of checks will be returned in the monthly statement.
Business CheckingMore»$100$3,500.00Tiered rates if min. balance is not maintainedLimit 100. $.25 charge per item in excessNo

Business Checking

  • $100.00 is required to open.
  • The monthly service charge is based on both the balance and amount of activity.
    $3,500.00 and over No charge
    $1,000.00 - $3,499.99 $7.50
    Below $1,000.00 $10.00
  • Activity is limited to 100 debit items. If over 100, there will be a $.25 charge per item in excess.
  • Images of checks will be returned in the monthly statement.

* Minimum balance required to avoid service charge.

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